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Health Insurance for Individuals in 2026: A Complete Guide to Costs, Networks, Deductibles, and New Rule Changes
A clear, detailed guide to individual health insurance in 2026. Understand costs, networks, deductibles, subsidies, and the major ACA changes affecting coverage this year.
Nicholas Kuhl
Nov 165 min read
COBRA vs Private Health Insurance in 2026: Which Makes More Sense After Leaving a Job?
Understand your options when losing employer coverage.
Nicholas Kuhl
Nov 113 min read
Private PPO vs Marketplace Plans in 2026: What’s Actually Better?
Most people looking for health coverage this year are asking the same question — should I stay on a Marketplace plan or look at a Private PPO? The truth is, both have their place. The right answer depends on your health needs, income, and how much control you want over your coverage. Understanding the Marketplace (ACA) Option Marketplace plans — often called “Obamacare” or ACA plans — are government-regulated. They’re ideal for people who qualify for income-based subsidies o
Nicholas Kuhl
Nov 32 min read
What the 2026 Marketplace Rate Updates Mean for Families
Marketplace premiums are rising sharply in 2026 as enhanced subsidies expire, leaving many families facing higher costs and smaller tax credits. Learn what’s driving the increases, how it impacts your household, and the smart steps to take now to protect your coverage and budget.
Nicholas Kuhl
Oct 313 min read
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